Financial Planning Services
Integrated Financial Plans
This service examines all of the major elements of your financial life and gives specific advice about the individual pieces, while keeping the big picture in mind. The financial planning areas typically covered are Cash Flow, Balance Sheet, Insurance, Retirement, Investments, Taxes, Estate Planning, and College Savings.
Retirement Income Projections
Whether you are near retirement or just dreaming about it, we can show you what level of income you can currently expect and how much you should be saving now to have the retirement lifestyle that you desire. We have expertise working with the federal retirement system and have in-depth knowledge of both the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS).
Investment Portfolio Recommendations
We determine a combination of investments that best suits your needs and risk tolerance level. This service typically includes complete assistance with implementing the recommended changes along with four, face-to-face, quarterly meetings with your financial planner to review written reports.
Life, Health, Property and Long-Term Care Insurance are all areas where we can help you. We examine not only the sufficiency of your coverage, but also the strength of the insuring company. Although we do not sell insurance products, we can connect you with a reputable insurance professional, if needed.
Tax & Estate Planning
As financial planners, we work in conjunction with estate attorneys and accountants in these areas to ensure the complete, accurate, and appropriate solutions for your income tax and estate tax situations.
Education Savings Planning
We can help you estimate future monetary needs for private school or college, as well as recommend investments to help you achieve your funding goals and potentially lower your income taxes.
We consult on a variety of business issues, including retirement plans. A myriad of other client-specific projects can also be addressed.